The first thing you need to know about banks and mortgages is that your bank is in the mortgage industry to earn money.
If you do not do what your credit report shows that you have done, ask that it be corrected.
Instead, it guarantees your loan for lenders who are willing to work with you.

Refinancing is also a good option if you think you can save more on a new mortgage.

A VA streamline refinancing plan is a quick and easy way to trim down the interest rate on your loan or increase the recovery period.

Some of the benefits of an FHA Home Loan refinancing is low down payment, you can reduce credit scores to qualify, and you already have an FHA mortgage you can use the FHA streamline refinance.